I can always cover my basic needs* in a relaxed manner.  ​​

 

I have little or no debt, which does not prevent me from meeting my basic needs.  ​

 

I own a property or rent a (rather) expensive property.

 

I own or rent a car. 

 

I have a job or don't have to work to meet my needs.

 

I have health insurance or supplementary medical insurance and can also afford private treatment. ​

 

I have access to savings and/or resources when I need them. ​

 

I have enough excess income**​ and I can always buy new things.  ​

 

I can afford several vacations and can take time off without having to bear financial burdens. ​​

​

​​I am sometimes under stress to cover my basic needs*, but I always manage to do so.  ​

 

I have little or no debt, which usually doesn't prevent me from covering my basic needs.  ​

 

I have daily and reliable access to a car or public transportation.  ​

 

I have a job.  ​

 

I have health insurance. ​

 

I could gain access to savings.

 

I have excess income.** ​​

 

I can buy new things and also purchase second-hand goods. ​​

 

I can take time off for sickness or leisure and I am still able to pay all my bills.  ​

 

I can go on vacation every year without having to bear any financial burden.

I am often under stress to cover my basic needs* and I don't always manage to do so. ​

 

I have debt and it sometimes prevents me from meeting my basic needs.  ​

 

I rent a cheap property or have an unsafe living situation. ​

 

I don't have a car or have limited options for a car and gas. ​

 

I am unemployed, underpaid or unable to find work due to my gender identity, skin color, origin, language skills, physical impairment or criminal record.  ​

 

I don't have health insurance. ​

 

I don't have access to savings.  ​

 

I look after children or other people in need of care. ​​

 

I am a single parent.  ​

 

I have no or very little excess income.** ​

 

I rarely buy new things because I can't afford them.  ​

 

I can't afford a vacation or take time off without bearing financial burdens.